Mary Reibey was born Mary Haydock in 1777 in Lancashire, England. At just 14 years old, she ran away from home and disguised herself as a boy under the name “James Burrow.” Soon after, she was arrested for horse theft — a serious crime in 18th-century Britain.
In 1792, at only 15 years old, she was sentenced to seven years’ transportation and sent to the colony of New South Wales in Australia. The journey itself was long and punishing. Transportation was intended not just as punishment, but as exile — a permanent mark against a person’s name.
Yet Australia, still a young colony, offered something England no longer would: opportunity.
After completing her sentence, Mary married Thomas Reibey in 1794, a merchant and landowner. Together they built trading ventures along the Hawkesbury River and developed interests in shipping and property. When Thomas died in 1811, Mary was left widowed with seven children.
Many women in her position might have been forced into dependency. Mary did the opposite.

She took full control of the family businesses. At a time when women rarely managed commercial enterprises, she expanded trading operations, acquired ships, invested in real estate, and became deeply involved in Sydney’s growing mercantile economy. She built warehouses, engaged in coastal trading, and established herself as a respected business figure.
Over time, her past as a convict became less central than her reputation for competence and integrity. She also contributed to charitable causes and education in the colony, further strengthening her standing in society.
By the 1820s and 1830s, Mary Reibey was no longer viewed through the lens of her teenage crime. Instead, she was regarded as one of the colony’s most successful entrepreneurs. Her transformation reflected the complex reality of early Australia, where former convicts could, in some cases, rise to prominence through persistence and business skill.
Mary Reibey died in 1855 at the age of 78.
Today, her portrait appears on Australia’s $20 banknote — not as a symbol of crime, but of reinvention. Her life represents one of the most striking examples of social mobility in colonial history: a transported teenager who became a leading figure in Australian commerce.
She arrived in chains.
She left a legacy of enterprise, resilience, and transformation.